Banking that fits your life
We offer a variety of checking options to give you easy, convenient access to your money. Feel supported and enjoy the personal touch of your banker or the convenience of banking on-the-go via our mobile app.Value Checking
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Relationship Checking
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Vertical Rewards Premier Checking
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Value Checking
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Relationship Checking
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Vertical Rewards Premier Checking
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Health Savings Account (HSA)
We offer a variety of checking options to give you easy, convenient access to your money. Feel supported and enjoy the personal touch of your banker or the convenience of banking on-the-go via our mobile app.
Health Savings Account Details
You have the flexibility to control how much you contribute to your Health Savings Account (HSA) and decide whether to save for future expenses or cover current medical costs, all within the HSA contribution limits. The funds in your account can be used for both current and future qualified medical expenses, including those not covered by insurance, such as health insurance premiums if you're unemployed, medical expenses incurred after retirement before Medicare kicks in, out-of-pocket costs while on Medicare, and long-term care expenses.
The funds in your HSA roll over from year to year, meaning there are no "use it or lose it" rules. Your account is portable, allowing you to keep your HSA even if you switch jobs or change your medical coverage. You can save for future medical expenses and potentially grow your funds through investment earnings. By choosing a health insurance plan with a higher deductible and lower monthly costs, you might reduce your premium. An HSA also offers tax advantages, including deductions on contributions and tax-free withdrawals for qualified medical expenses.
Health Savings Account (HSA)
We offer a variety of checking options to give you easy, convenient access to your money. Feel supported and enjoy the personal touch of your banker or the convenience of banking on-the-go via our mobile app.Security for your peace of mind
We’re invested in ensuring a secure banking experience.
FDIC Insured
All our accounts are FDIC-insured up to $250,000 per depositor for each account ownership category
Biometric Login
Set up biometrics for online & mobile banking log in for added security
Account Alerts
Account alerts are a convenient way to keep an eye on your account
Multi-factor Authentication
Use multi-factor authentication for an added layer of security
Compare Accounts
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 Business Savings Account |  Business Money Market Account |
 Business Certificate of Deposit | |
|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $1,000 |
| Monthly Maintenance Fee | $5
| $15
| $0 |
| Interest Bearing | Paid quarterly | Paid monthly | Paid monthly or quarterly |
| Transaction Limits | Transaction limits may apply Cost per excess transaction: $5
| Transaction limits may apply
Cost per excess transaction: $9 | You may not make any deposits into your CD Account before maturity. You may not make withdrawals of principal from your CD Account before maturity unless we consent and an early withdrawal penalty may be imposed. You may withdraw interest that has been credited to your CD Account before maturity. |
| Maturity Term |  | |  |
| Early Withdrawal Penalty | | | |
Find a Branch Near You
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FIND A LOCATION
Personal Banking Resources
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Frequently Asked Personal Banking Questions
Get Answers to Your Questions Before You Visit Us
The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine send limits, call our Client Care Center at 1-877-779-2265.
There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
Keeping your money and information safe is a top priority for us. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.
If you have already enrolled with Zelle®, you do not need to take any further action.
The money will be sent directly into your BankUnited account and will be available typically within minutes.
If you have not yet enrolled with Zelle®, follow these steps:
- Click on the link provided in the payment notification you received via email or text message.
- Select BankUnited.
- Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification — you should enroll with Zelle® using that email address or U.S. mobile number where you received the notification to ensure you receive your money.
Your new account number will be displayed at the completion of the online account opening process.
Once you have established an account, you may obtain your account number by clicking on the Finish an Existing Application link on the bankunited.com home page under the Log In button at the top of the page.
You can transfer funds from another bank electronically. If you are setting up a transfer to or from an account that has not yet been verified, you must go through the micro-deposit verification process. This process uses test deposits to confirm account linking. You will need your account number and the routing number of your external bank to complete the verification process.